In loving memory of FRANCES McCARTHY 9th September 2005 My darling wife The happy days we spent together The heartaches in this world are many But losing you was worse than any Tears in our eyes we can wipe away The ache in our hearts will always stay All my love Terry Our Dear Mum A pleasant smile, a heart of gold No finer mother this world could hold All our love Kaye, Keeley and Joanne.